Housing in Finland
Finding suitable housing is one of the most important steps when moving to Finland.
Finland offers many different housing options for:
• students
• employees
• families
• entrepreneurs
• temporary residents
Housing standards in Finland are generally high, and apartments are usually well equipped, modern, and safe.
Types of Housing
The most common housing options in Finland include:
• apartment buildings
• terraced houses
• detached houses
• student housing
• shared apartments
In larger cities, most people live in apartment buildings, while detached houses are more
common outside city centres.
Rental Housing
Many newcomers first choose rental housing. Rental apartments are available through:
• private landlords
• rental companies
• municipalities
• housing foundations
• student housing organisations
Rental agreements may be:
• fixed-term
• permanent until further notice
It is important to carefully review rental conditions before signing a contract.
Housing Costs
Housing costs vary considerably depending on:
• city
• location
• apartment size
• condition of the property
The highest rental prices are usually found in:
• Helsinki
• Espoo
• Vantaa
• central areas of larger cities
Smaller towns and rural areas are generally more affordable.
Additional Living Costs
In addition to rent, residents may also need to pay for:
• electricity
• water charges
• internet connection
• parking spaces
• sauna fees
• laundry room usage
Heating is often included in the rent, especially in apartment buildings.
Housing Applications
Demand for affordable housing may be high in some areas. It is often recommended to:
• apply early
• prepare documents in advance
• respond quickly to offers
• monitor housing websites regularly
Landlords may ask for information regarding:• employment
• income
• studies
• residence permit status
Student Housing
Student housing is available in most university cities. Student apartments are often more
affordable than private rentals and may include:
• shared apartments
• studio apartments
• family apartments
Applications are usually submitted through local student housing foundations.
Furnished and Temporary Accommodation
Some newcomers initially choose furnished or temporary accommodation while searching for
long-term housing.Temporary accommodation may include:
• furnished apartments
• short-term rentals
• hotels
• hostels
This can make relocation easier during the first weeks in Finland.
Housing Quality and Safety
Housing in Finland is generally considered:
• clean
• safe
• modern
• well insulated
Buildings are designed to handle cold winters, and indoor heating systems are reliable.
Many apartments also include:
• sauna access
• storage spaces
• laundry facilities
• bicycle storage
Home Insurance
Home insurance is strongly recommended in Finland.Insurance may cover:
• personal belongings
• water damage
• fire damage
• liability situations
Many landlords also require tenants to have valid home insurance.
Buying Property in Finland
Some residents eventually decide to purchase property in Finland. Property ownership may include:
• apartments
• detached houses
• holiday homes
Buying property usually requires careful financial planning and understanding of Finnish housing regulations.
Housing Culture in Finland
Finnish housing culture values:
• privacy
• cleanliness
• quiet living environments
• respect for neighbours
Apartment buildings often have shared rules regarding:
• noise levels
• common areas
• laundry facilities
• sauna reservations
Respecting housing rules is considered important.
Regional Differences
Housing conditions may differ significantly between regions. Larger cities may offer:
• more services
• better public transportation
• more international communities
Smaller towns may offer:
• lower living costs
• quieter environments
• larger living spaces
The best location depends on personal needs and lifestyle.
Preparing for Life in Finland
When planning housing in Finland, it is useful to consider:
• transportation connections
• workplace or school location
• monthly living costs
• family needs
• long-term plans
Good preparation can make settling into Finland significantly easier.
Need Assistance?
We help international individuals and families with practical matters related to:
• finding accommodation
• rental agreements
• relocation to Finland
• temporary housing
• settling into Finnish society
Contact us for more information.